EMC Insurance Companies has partnered with HSB (Hartford Steam Boiler) to offer a sensor-based freeze prevention monitoring service that helps protect commercial buildings and equipment. The program is especially important now that many buildings are used less frequently or are vacant due to COVID-19.

The opt-in program is rolling out this month to the company’s commercial policyholders across the country. EMC writes commercial policies of all kinds, including nearly 500 types of businesses.

Sensor Systems by HSB monitors policyholder facilities 24/7 and sends text alerts when a facility’s indoor temps drop to levels where frozen pipes might occur.

“Burst pipes can disrupt operations and resulting repairs can be very expensive to fix,” said Bryon Snethen, EMC Vice President – Risk Improvement. “Data shows the average cost of a freeze loss is around $28,000.”

The system functions as a shared-cost monitoring service, and EMC policyholders can get preferred pricing on the freeze prevention sensor equipment from HSB at a cost that is less than the typical property deductible. Policyholders can find more information, including how to enroll, in the program brochure.