Part of the struggle that we all have with planning our continued learning is answering one question: what do I need to learn? Sometimes the answer seems obvious. You just moved from personal lines to commercial and you need to learn about commercial exposures, policies, etc. Maybe you have a client on the phone asking a question that you can’t answer, so you need to learn something quickly to be able to answer the question.

We created our skills test for those times when we don’t know what we need to learn next. We have four tests that are designed to let you know your level of expertise. We made the tests to be challenging on purpose. We asked detailed questions that require a thorough understanding of coverages and concepts in order to do well. We think insurance professionals are up to the challenge.

If you’re interested in a broad view of all of the tests, you can find them at the Academy of Insurance skills test page. Let’s take a few moments and introduce you to the tests.

• The Workers’ Compensation Skills Test requires that you understand what triggers coverage, how it applies to employees and independent contractors, how you handle an out-of-state exposure, and more.
• The Personal Lines Skills Test covers the ISO Homeowners coverage forms and Personal Auto Policy form. You might want to bone up on your definitions, valuations, eligibility, covered autos, and anything else you can think of related to these coverage forms.
• The Commercial Property Skills Test is a comprehensive review of the commercial property policy. You will also want to look at your business income and extra expense forms and endorsements such as the ordinance or law coverage endorsement, utility service endorsement, and leasehold interest coverage.
• The Commercial General Liability Skills Test will cover both the CGL and BAP coverage forms. Some important items to review are the CGL exclusions, CGL endorsements, business auto coverage symbols, and business auto insured status.

Here’s the challenge. Take the tests and find out where you stand. You may learn that you know more than you thought you did.

Patrick Wraight, CIC, CRM, CISR, AU, AINS
Director of Insurance Journal’s Academy of Insurance

Insurance Journal’s Academy of Insurance delivers specialized property/casualty insurance training to thousands of insurance professionals. The Academy’s insurance learning products include on-demand and live webinars, a learning management system (LMS), facilitator guides, insurance books, skills tests, and on-site instruction. Academy is a division of Insurance Journal, the Internet’s top-trafficked property/casualty industry news source. Insurance Journal is part of Wells Media Group, a business media company with a focus on the property/casualty insurance industry.